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It only takes a few months to build your initial vendor accounts in step 4 and have them reporting on your business credit report. Once these 5 new accounts are reporting, you can then start securing revolving credit cards in step 5.

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Looking for Investors for Your Startup?

Top 5 Key-Questions Venture Capital Firms Will Ask You

Many entrepreneurs look to secure venture capital in order to grow their business. As tempting and easy as it may sound, this path is not a walk in the park. Unless you are well informed and prepared.

Figures shown in a Harvard Business Review study show that in US only 1% of startups are financed by venture capital. So, why does that happen? Because it is not enough to have a smart idea, a few sales and be passionate about it. A strong business plan is needed, commitment and good knowledge of the market.

When you secure venture capital, you bring along a partner in your business. You might consider it like a marriage. So now you can understand why the VC firm will want to know the ins and outs of your business before making the investment.

Here are the top 5 factors that determine the investors’ decision to make the investment or refuse the startup looking for capital. 1.Do you have a good management team?

You and your team have to tick several boxes. That means you need relevant domain experience, very good communication, high adaptability, you have to be engaged and cohesive.

It is higly adivsable to be honest about the abilities of your management team members and not hide the weak spots, but presents solutions on how you plan to improve them.

•Is the market you are aiming BIG?

It may sound simple, but let’s look further into this question. First and foremost, what does BIG mean? A market opportunity venture capital funds will consider proper is in excess of $1 billion. So, if you star small, with just a product or a local market, present how your business has the potential to scale. Consider answering questions like ”What is your adressable market?” and ”What share of that market do you intend to capture?”.

•Is your product or service original / unique?

Unique selling point – or the differetiating factor between similar products or services – can often decide the success or failure of a business.

Take into considerations several differentiators such as (1) having a completely new and original product that is also hard to copy by the competition, (2) finding a niche market to address to, (3) selling your product or service for a really good price.

These are only some of the differentiators you must take into consideration. At least one has to be part of your strategy. The more, the better.

•Is your startup a good fit for the VC firm?

Each venture capital fund chooses an investment philosophy. So, some may invest only intro social enterprises, others in IT businesses or green technology. Other may invest only in startups that help create future markets regardless of the niche they activate in.

Before contacting a VC firm, make sure you are in their area of interest, so you don’t waste time and get no results.

•How will you use the invested capital?

Be prepared to back your answer with metrics and timelines. You should have a solid plan, including the multiple aspects of a business (marketing costs, operational costs, administrative expenses, cash flow etcaetera) and burn rate – so the investor will know if and when you need a new round of capital.

Tips on Looking for A Good Venture Capital Business Firm

Numerous ventures are experienced with the challenging task of increasing thier venture capital. If you are one them, then this process might be helpful on finding the right venture capital firm for your business. Although this may look easy. There are numerous of venture capital firms in the United States alone, and becoming after the wrong ones is one of the most common causes why companies break to raise the capital they need.

When looking for a right venture capital firm for your business, there are 6 key things to consider, and this are:

1.location
2.sector preference
3.stage preference
4.partners
5.portfolio
6.assets.

Location

Most venture capital firms they only invest within 100 miles of their business office. By investing approximately home, the business firm are able to more actively get affected with and add value to their portfolio companies.

Sector preference

Numerous venture capital firms center on particular sectors such as healthcare, information technology I.T., wireless technologies, and others. In most cases, even if you have a good standing company, if you fail outside of the venture capital sector preference, they will pass on the opportunities.

Stage preference

Venture Capital tend to center on another stages of ventures. For example, some Venture capitals prefer ahead of time stage ventures where the risk is avid, but so are the expected returns. Conversely, some Venture capital centre on providing capital to business firms to bridge capital breaches before they go on public.

Business Partners

Venture capital business firms are represented of individual partners. These partners create investment decisions and commonly take a seat on each portfolio company’s Board. Partners tend to invest in what they experience, so finding a business partner that has past work experience in your industry is very helpful. This relevant experience reserves them to more fully understand your venture’s value proposal and gives them assurance that they can add value, thus advancing them to invest.

Business Portfolio

Even as you should search venture capital business firms whose partners have undergo in your industry, the ideal venture capital business firm has portfolio companies in your area as well. Portfolio company direction, as they are industry experts, often advises venture capitalist as to whether the company in doubtful is worthwhile. Additionally, if your venture has potential synergies with a portfolio company, this importantly raises the venture capital interest in your business firm.

Business Assets

Most companies searching venture business capital for the first timer will require subsequent cycles of capital. As such, it is helpful if the venture capital has enough funds, enough cash to enter in follow-on cycles. This will bring through the company important time and effort in maintaining an enough cash balance.

Finding the right venture capital business firm is absolutely vital to companies seeking venture capital. Success solutions in the capital required and important assistance in arising your venture. Conversely Article Submission, breaking down to find the right firm often results in increasing no capital at all and being ineffective to grow the venture.

Types of Venture Capital Funding – Which One is Right for You?

First, a short definition of venture capital is needed. Venture Capital is money invested by a funding partner to a new, growing or troubled business. The decision to invest is taken knowing the risks involved, but also the potential future profits.

There are several types of venture capital, classified based on the stage of the business seeking for investment. The three main types of working capital are early-stage funding, growth funding, and acquisition/buyout funding.

After six stages of financing being completed, one can consider the venture capital funding procedure is completed.

These stages are:

1.Seed Money

If you do not have a product or a company yet, but you are just starting out, then you are looking for low-level financing. Investment capital at this stage may be used for market reasearch, fructifying an idea, making a sample product. Few VC funds decide to invest seed money and usually it is not a large amount.

•Start-up

Companies that have developed products or services can get start-up financing. They can use the money to finish product development and meet marketing expenses.

•First-Round

Usually granted to companies after 2 or 3 years of existence, this type of financing is used to increase sales, improve productivity, take their activities to full business scale.

•Second-Round

If you have sales, but no profits or have just break even, this is the stage your company is in. So what you will get is this operational capital.

•Third-Round

Also known as mezzanine capital, this type of investment will help expand into new markets or increase your marketing activity.

•Fourth-Round

Alson termed ”bridge financing”, the money is used for ”going public”. You have to know there are venture capital funds that focus their efforts on the end of business spectrum – mezzanine and bridge financing. They specialize in initial public offerings (IPOs), buyouts or recapitalizations.

While Early Stage Financing comprises seed money, start-up and first round financing, Expansion Financing is subdivided into second stage financing, third stage funding and bridge financing. Acquisition or Buyout financing sustains a company to acquire certain parts, products or an entire company.

Mezzanine Funding

Mezzanine funding – Short term lending for the long term benefit.

Mezzanine funding, in a generic sense, is a venture capital term used to describe funding for a company that is somewhere between being a startup and IPO, or Independent Public Offering. It can come in the form of stand-alone subordinate debt (the most common) or equity transactions. Sometimes it will start off a as a standard debt loan with interest, and if the initial loan is not paid back on time or in full the lender will take an equity ownership role.

Since there is a lot of risk involved for the lender, or investor the interest rate is much higher than a regular loan. The main purpose of this financing is to give a business the opportunity to get the capital they need much quicker while they wait to get a bank loan, or while they get their financing in order to improve chances of getting approved for a loan.

This additional financial leverage can facilitate:

• Mergers and acquisitions financing
• An emerging growth opportunity
• A management or other leveraged buyout
• Corporate debt refinancing
• Recapitalization
• Corporate restructuring

As subordinate debt, the rate and terms of mezzanine funding follows suit with the position it holds along the company’s evolution. As late-stage venture capital, its position, in many cases, is amidst the final round of financing prior to an IPO. Committed at this level, it usually has less risk as well as less potential appreciation than at the startup level. However, there is more risk with greater potential appreciation than in an IPO.

Seed Funding

Seed funding helps companies with a new product launch.

Seed funding is most often confused with startup capital, but they are two different things. It is provided to help a business develop an idea, create the first product, and market the product for the first time. Companies that typically qualify for seed funding are around a year old, and they have never created a product or service for commercial sale. The company is generally so young that the key management team has not yet been assembled, or if it is in tact it was recently formed.

Seed funding is most commonly provided by angel or other private investors. If your business uses an investor to gain capital there are some things to keep in mind. As the owner you will have to share your control of the business with the investors and you will also be required to share confidential business information with potential investors. Investors are also seeking to earn at least 30% on their money, so make sure your business can provide at least that much of a return before going after investors heavily.

Make sure that you also have a clear exit plan for the investment in place after a few years. In order to qualify for this sort of financing through an investor it is important that the market for your product be at least $1 billion total. These are just a few things to keep in mind when looking for an investor for your business.

Second Round Funding

Second round funding is allowing you to continually grow your business.

Second round funding is working capital for expansions of an already established business that is producing and shipping goods and services. It is for companies that are constantly increasing their accounts receivables and growing their inventory. These funds will more often than not come from a private or angel investor or a venture capitalist.

Often times second round funding from the investor will be enough to help bolster the balance sheet enough to give a business more leverage as they pursue a loan from a bank. They could then use the financing from the loan to increase business and really grow the business even further. Sometimes banks may not want to invest in some businesses, even in the second round because they may have a risky business model. A risky business model won’t turn away many investors seeking a potentially high return on their investments.

Many businesses wonder if they are at the point where they need second round funding. If your business completed a successful launch more funds are typically needed to develop the marketing plan, hire additional staff, and establish a strategic position within the marketplace. Establishing a market position is typically known as the series B round of funding. The first round of funding is called series A. This helps investors know where they stand in regards to earlier investors. Keep a close eye on the growth of your business so you go after the funding at the right point.

First Round Funding

First round funding or "venture capital" typically follows seed and early stage capital that was used to build the business’ full-time management team, develop the business’ first saleable product, and demonstrate that the business is very likely to be profitable.

Before approaching funding sources the following should be completed:

◦Financial Analysis: Identifying all sources of revenue, assessing likely business costs, determining capital needs and modeling financial projections.

◦Market Research: Consisting of primary and secondary research to determine market size, market growth potential and other relevant factors.

◦Competitive Analysis: Identify relevant competitors and assess their strengths and weaknesses as an aid in determining underserved market needs and potential market demand for a new business’ products and/or services.

◦Business Plan Development: Developing thorough, actionable plans for implementing your mission statement and, subsequently, turning a profit.

First round funding sources are primarily hands-off investors who will open their rolodexes to aid you with their contact base and open their wallets to invest in your ready-for-market business.

Equity Loan

Equity loan

Is typically an "investment" in a company that is secured by a certain amount of that company’s shares and structured, in part or whole, as a loan. Investment banks will provide funds secured by the "equity" or ownership shares of your company.

Companies that receive funding are those in large rapidly growing markets, or in niche markets which are not targeted by major players.

Investment Stage

Early and later stage companies with a founder and partial management team with revenue or profits and the need for expansion capital.

Size of the Investment

Typically $1-2 million initially with up to $5-10 million over the life of the investment.

Duration

Investments typically are for 3-5 years, but sometimes may last longer.

Management Buy Out

Management buy out: Existing company managers acquire a large part of ownership.

Management buy out solutions involve working to structure the buyout of the corporation, subsidiary, division, or product line from start to finish. During this process if a company is already public than it would become a private company once the management took over ownership. Most of the time though during this phase a company is privately held.

The concerns that go along with a management buy out is that the management will possess more knowledge than the previous owners due to their current positions. Another negative of a pending management buy out is the downward spiral of the company stock prices. Once current investors get word of this they will start selling their shares.

Many people are against a management buy out because they think it could be considered insider training because of the knowledge of the management of the business situation.

Management will choose to pursue a management buy out since they want to save their current jobs. They can tell that the company may be going under, so they want to work hard to resurrect the company and make some big changes. Also the management may have received word that an outside management team is coming in to take over their posts. It is enough to bring them to take action.

Even if all of the managers pooled all of their money together, it typically would not be enough capital to really save the business. So it is good to pursue some debt financing options found in our free business capital search engine.

Financing Your Venture: Angel Investment - Angel Investors and Venture Capitalists

Merger and Acquisition Funding

Merger and acquisition funding at a competitive rate requires a properly structured transaction. Financing for such scenarios comes in a variety of alternatives.

These financing alternatives include:

◦New private equity placement
◦Sale leaseback vehicles
◦Bridge or term loans
◦Other mezzanine-type products
◦Revolving lines of credit

The advantages of growing through acquisition are many:

◦Key personnel acquired
◦Increased purchasing power
◦Greater geographic reach
◦Expanded product lines
◦Heighten industry recognition
◦Increased customer base
◦Reduction in overhead

Equity Investments for Large Markets

An equity investment is defined as the purchasing of one or more shares in the ownerships of a business by an investor. These investors are then entitled to shares of the company’s assets in the case of liquidation. These shares of stock may be bought and sold among stockholders.

Equity investments are for companies with:

◦More than $25 million in gross revenue potential
◦Large National or International market potential
◦Management teams with successful track records


Capital Type Capital Type Definition

Equity Loan - Offer of an ownership position to induce the loan or can be a note that has an option to convert from debt to equity.

First Round Funding - Typically funding that accomodates growth. Company may have finished R&D. Funding is often in the form of a convertible bond.

Second Round Funding - Maturing company where a future leveraged buyout, merger or acquisition and/or initial public offering is a viable option.

Later Stage Funding - Mature company where funds are needed to support major expansion or new product development. Company is profitable or breaks even. Merger and Acquisition Funding - The combination of two companies. If one company survives, it is a merger. If both survive, it is an acquisition.

Mezzanine Funding - Company’s progress makes positioning for an Initial Public Offering viable. Venture funds are used to support the IPO.

Seed Funding - Earliest stage of business, typically no operating history. Investment is based on a business plan, the management group backgrounds along with the market and financial projections.

Difference Between Angel Investing and Venture Capital (VC)

How to Make Your Startup More Appealing to Venture Capitalists

Finding enough funding is often one of the hardest parts of starting your own company. Venture capitalists can be the solution to your small business financing needs, provided you entice the right ones to your enterprise. The Washington Post reported that venture capitalists contributed $26.5 billion to start-up firms in 2019. So how do you attract investors and secure a piece of that funding?

Highlight Your Business’ Unique Selling Points

Venture capitalists – individuals or groups willing to put their own money into new companies – are looking for business that is going to succeed. That means one that offers something unique to its market, one that is hard for other companies to copy and one that has a sustainable market of customers. Can you prove to investors that there are enough people really willing to buy your goods? Is your offering something so one-of-a-kind that it can be patented and protected from duplication? When you present your small business to VCs, make sure they leave feeling like your product or service is going to be “the next best thing.”

Network, Network, Network

In order to attract venture capitalists you really need to know some venture capitalists. Insiders say they invest very little into unknown people and companies. Most of their funds go to companies run by those who have networked into them. The point? Get out there and start making some connections. Try asking your attorney, your investment broker, your banker if they know any VCs who might be interested in your business. Go on social media and search out VC firms. Attend local fundraising events to hobnob with those who have cash to spare. Making some personal contacts is by far the best way to secure VC funding.

With some serious networking and a solid business model to present, you are sure to find financing from venture capitalists that will take your company to the next level.

5 Things Investors Want to Hear From You!

Pitching your company to angel investors or venture capitalists can be intimidating, especially when the fate of your start-up small business rests in their hands. In preparing your presentation, keep in mind that angels and VCs are essentially looking for five key ingredients in your business plan.

Market Size

Investors will want to know how large the market is for your particular product or service. You could have the best idea in the world, but if there is a very limited number of people who could possibly patronize your business then your product or service will never have the potential to make a lot of money. And the potential for great profits is the bottom line investors are watching.

Market Need

Once you have shown the angel investors or venture capitalists that there is a large enough market for your business, you need to prove that there is a real need for your service. Does your product or service truly offer something that the market needs, something that could significantly improve on or add to existing options?

Competition

Investors will want to know who your direct competitors will be and how many there are. Are there already companies that dominate the market in your specialty? If so, you need to show how you can outdo your competition to become the front runner.

Profitable Business Strategy

Your business needs to have all the right parts and pieces in place to make money. Investors want to hear about how you are going to keep your overhead costs down, how you already have the perfect manufacturer for your product, how you plan to offer faster servicer than what is available. They want to know how many employees you have or need to be efficient and quickly your business can start turning a real profit. How are you going to run your business so that it can become a smashing success?

The Right Person

Finally, investors are looking for the right person for the job. They want to see that you have the drive and passion to put your ideas into action. They want to know that you are driven and will work tirelessly to put their money to good use. You have to sell yourself as part of the investment.

If you can distill your business pitch into these five basic elements, you should be able to secure the funding you need to thrive.